Regulation and circulars
2026 motor liability limit: 400,000 TL property damage per vehicle.
Insurance LLM
It separates cover, conditions and deductibles, and answers with the clause. It runs behind InsurChat and Transformation Projects.
Whether there's a deductible for glass damage depends on your policy. If you paste the relevant clause here, I can explain it.
No source
No. No deductible applies at a contracted glass service. One glass claim during the policy term doesn't affect your no-claims discount either.
Source: Insurer A Extended Casco Insurance Policy, Glass Breakage Clause
Glass Breakage Clause. Breakage of the car's glass is covered. No deductible applies at a contracted glass service.
Key loss is an add-on in some casco policies. I can't say for sure without seeing yours, so I'd suggest asking your insurer.
No source
Yes. Replacing the key and lock system is covered up to a 25,000 TL limit.
Source: Insurer A Extended Casco Insurance Policy, Key Loss Clause
Key Loss Clause. If the key is lost or stolen, the cost of replacing the key and lock system is covered. Limit: 25,000 TL per event and per year.
Replacement car terms vary from policy to policy. If you share that section of your policy, I can take a look.
No source
If repairs take over 24 hours, a replacement car is provided for up to 15 days per event, twice a year.
Source: Insurer A Extended Casco Insurance Policy, Replacement Car Clause
Replacement Car Clause. If repairs take over 24 hours, a car is provided twice a year. The term is 15 days per event. Not for glass-only claims.
The insurer and policy clauses are fictional.
Answering one question usually means reading several of these areas together.
Examples are fictional.
Regulation and circulars limit the policy wording. The policy wording defines cover and deductibles. Cover and deductibles separate one quote from another and connect to network providers and the claims process.
2026 motor liability limit: 400,000 TL property damage per vehicle.
Key Loss limit: 25,000 TL.
At an authorized service without an agreement, the insured bears 25% of the claim.
Liability is 5,000,000 TL on A Comprehensive and 10,000,000 TL on C Premium.
38 providers listed in Ankara; the hospital asked about isn't among them.
The customer's question
what's the deductible then
No deductible shows for contracted services. At an authorized service without an agreement, you bear 25% of the claim. If the repair province has no contracted service, this doesn't apply.
Source: Insurer A Casco Policy, Repair Location Clause
how many replacement car days did i use this year, any left
The document shows your total entitlement, but I can't see what's left from here.
will my claim be accepted, will i have to pay anything
The claims team makes that decision. If you like, I can transfer you to our representative.
Transferred to a representative
People, companies and amounts are fictional.
Turkey